Access $5K to $5M+ through our network of 75+ institutional lending partners. Personalized capital solutions, funded in as fast as 24 hours.
Fast capital based on your future sales. Flexible repayment that adjusts with your revenue.
Explore →Government-backed loans with the lowest rates and longest terms available to American businesses.
Explore →Revolving credit you draw from as needed. Only pay interest on what you use.
Explore →Finance the equipment your business needs. The equipment itself serves as collateral.
Explore →Turn unpaid invoices into immediate cash. Stop waiting 30, 60, or 90 days to get paid.
Explore →Repayment adjusts with your monthly revenue. Earn more, pay more. Earn less, pay less.
Explore →Complete our streamlined application in under 5 minutes. No credit impact, no hidden fees, no obligation.
Our capital strategists analyze your business profile and present personalized funding options from our institutional network.
Select your preferred structure, sign digitally, and receive funds deposited directly — as fast as the same business day.
From restaurants and retail to trucking and construction, we understand the capital needs of every major industry.
| Feature | Get Vault Capital | Traditional Bank | Online Marketplace |
|---|---|---|---|
| Funding Speed | 24 hours | 4–8 weeks | 3–7 days |
| Approval Rate | 85%+ | ~25% | Varies |
| Product Variety | 6 products | Limited | 1–2 |
| Dedicated Advisor | Yes | Sometimes | No |
| Credit Requirement | 500+ | 680+ | 600+ |
| Fee Transparency | Full | Varies | Varies |
| Application Time | 5 minutes | 2–4 hours | 15–30 min |
Michael Whyte built Get Vault Capital on a conviction most of the industry ignores — that business funding should operate with the same transparency, sophistication, and personal attention as private wealth management. Under his leadership, Get Vault Capital has deployed over $250M to 2,500+ American businesses.
Michael Whyte, Founder
The process was seamless from start to finish. We received our funding in less than 48 hours with better terms than we expected.
Michael and his team understood exactly what we needed. Professional, transparent, and fast. We have used them three times now.
After being turned down by two banks, Get Vault Capital got us approved for $200K in working capital within a day. Unbelievable service.
Most funding decisions are made within hours, and capital can be deposited as fast as the same business day. The exact timeline depends on the product type and your business profile.
We offer six capital solutions: Merchant Cash Advances, SBA Loans, Business Lines of Credit, Equipment Financing, Invoice Factoring, and Revenue-Based Financing. Our capital strategists match you with the best option for your situation.
Minimum requirements vary by product. Merchant Cash Advances can work with scores as low as 500. SBA Loans typically require 650+. We work with business owners across the credit spectrum.
Get Vault Capital is a business capital brokerage with access to 75+ institutional lending partners. This means we match you with the best terms across our entire network — rather than limiting you to a single lender's products.
No. Our initial application uses a soft credit inquiry that does not impact your credit score. A hard inquiry only occurs if you choose to proceed with a specific funding offer.
To start, you only need basic business information. After pre-qualification, we may request 3 months of bank statements, a government-issued ID, and a voided business check to finalize your funding.
Your dedicated capital strategist reviews your business profile, revenue, industry, and funding needs, then presents the best-fit options from our institutional lending network. You choose the structure that works for your business.
We fund businesses across 1,000+ industries, with specialized expertise in restaurants, construction, trucking, retail, healthcare, ecommerce, manufacturing, and professional services.
Apply in five minutes. No credit impact. No obligation.